uob individual banking
uob individual banking
Blog Article
UOB Financial institution delivers several different own banking expert services intended to satisfy the financial desires of individuals. Down below is an in depth overview that can assist you realize the key features and offerings.
Sorts of Accounts
Cost savings Account: This account allows you to cut costs whilst earning desire.
Characteristics: Easy accessibility, curiosity earnings, negligible charges.
Added benefits: Secure place for your resources, possible progress through curiosity.
Current Account: Ideal for each day transactions and managing expenditures.
Capabilities: Checkbook facility, overdraft security.
Advantages: Practical for normal payments and withdrawals.
Fastened Deposit Account: For those seeking to receive better desire rates more than a fixed time period.
Functions: Mounted expression deposits, better desire fees compared to financial savings accounts.
Positive aspects: Safe expenditure solution with predictable returns.
Financial loans
Personalized Loans: Unsecured loans that may be used for various purposes like education or home renovation.
Types:
Installment Financial loans
Credit rating Traces
Rewards: Flexible repayment conditions, aggressive curiosity charges.
House Financial loans: Customized remedies for buying property or refinancing present mortgages.
Kinds:
Preset Amount Property Mortgage
Floating Rate Household Bank loan
Advantages: Different options to match person requires, beautiful prices.
Bank cards
UOB gives An array of charge cards catering to different life and spending behaviors:
Rewards Playing cards: Earn factors on every acquire which can be redeemed for presents or vacation miles.
Cashback Cards: Get funds rebates on everyday shelling out which include groceries and dining out.
Journey Playing cards: Unique Added benefits like air miles accumulation and vacation insurance policies protection.
Expense Expert services
For people considering growing their wealth by investments:
Device Trusts * Diversified portfolio managed by experts. * Appropriate for very long-time period development goals.
Structured Deposits * Combines the capabilities of common deposits with expense merchandise. * Most likely bigger returns but with a few risk involved.
Insurance policy Merchandise
To shield you and All your family members versus unexpected events:
Life Insurance coverage * Offers economic safety in case of Dying or critical ailment. * Might also function a personal savings Device dependant upon the coverage picked.
Wellness Insurance policy * Covers medical fees which include hospitalization charges. * Essential for mitigating high Health care fees.
Digital Banking Products and website services
Advantage at your fingertips by means of digital platforms:
Online Banking
Lets you control your funds on the web:
See account balances and transaction record
Transfer money between accounts or fork out payments
Apply for new solutions (loans/charge cards)
Cell Banking
Banking on-the-go through cell apps:
Speedy stability checks
Cell payment choices (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply individualized banking answers that cater precisely to specific requirements even though making sure ease and protection in all transactions.